Introducing Tax Planning Services!
Tax Analysis & Planning
We've heard you loud and clear!
Clients have been asking us for help with saving on taxes. Until recently, we didn't have a good way to do that.
Taxes are a bit of a grey area for us because legally only tax professionals can give formal tax advice. This is in part because tax law is ever-changing and extraordinarily complex. However, advisors can provide tax planning which is tax-related education, projections, and estimates based on various scenarios.
New planning tools have been introduced to our industry in recent years that allow financial advisors to review a client’s information in light of current tax rules. This will allow us to compare various strategies and find combinations that best fit your needs and potentially save you some tax dollars!
WANT TO SEE DETAILS?

12-Point Tax Review Report
Our basic analysis is a 12-point review of your taxing filing. We assess your:
- Marginal Tax Rate
- Average Tax Rate
- Carry Forward Losses
- IRMAA Surcharges
- Capital Gains
- Qualified Dividends (of Total Dividends)
- Roth Conversion Opportunities
- Itemized vs. Standard Deduction
- Net Investment Income (NII) Tax
- Qualified Business Income (QBI) Deduction
- Phaseouts
- Review of Credits and Deductions

Tax-time Summary Letter
When we manage investments for clients, we will provide you and your tax preparer with a summary of what documents to expect as you gather documents for filing.
This helps you and your tax-preparer to:
- organize your investment documents.
- understand what types of accounts you have.
- know which tax forms to expect.
- summarize tax-related transactions from prior year.

Tax Scenarios and Projections
For more complex situations, tax-year comparisons and future projections can be provided with an Advanced Financial Plan. We look for:
- Tax-efficient Investing
- Asset Location
- Tax-loss Trading and Capital Gain Harvesting
- Distribution Planning and Roth Conversions
- Charitable Giving
- Review Tax "Gotchas" such as Medicare IRRMA Surcharges, Net Investment Income Tax (NIIT) and Window Penalty)
*This service is available to clients enrolled in a current financial planning engagement. Please note that this type of analysis is meant for educational purposes and to aid in planning discussions. Consult your CPA or tax accountant for formal advice and recommendations.
Want to learn a bit more about who can benefit from tax planning and what we need from you to complete this analysis? View this one-pager!