Big changes are coming that could affect your coverage and costs:
📉 The Enhanced Premium Tax Credits under the ACA are set to expire at the end of 2025—this means higher premiums for Marketplace plans and fewer subsidies for many enrollees.
📈 Medicare costs are also projected to rise in 2026, with increases in Part B premiums and prescription drug spending.
💼 These shifts will ripple into group health plans too, as carriers adjust pricing and benefits across the board.
👉 Whether you're on an ACA plan, Medicare, or employer coverage, we strongly recommend reviewing your health insurance options at your next renewal. Proactive planning now can help avoid surprises later.
If you anticipate changes to your coverage—or simply want to ensure your savings and expense strategy still aligns with your goals—this is a great time to schedule your annual review.
We’ll take a fresh look at your budget, revisit your health care assumptions, and make any necessary adjustments to keep your plan resilient and aligned with your values.
Reach out to your Planning for Good advisor to get on their calendar.
As always, we're here to help you navigate change with clarity and confidence.