Broker Check

Our Planning for Good® team is proud to have raised over $23,600 for charitable organizations over the last seven years. Take a look at some of nonprofits we are honored to help support...

  • Make-A-Wish
  • Youth Pride RI
  • Meeting Street
  • Big Brothers Big Sisters
  • Mass Mentoring
  • MetroWest YMCA
  • HRC - New England
  • East Bay Community Action
  • Helping Hands: Monkey Helpers
  • Sojourner House
  • Ashland Education Foundation, Inc.
  • RI Pride
  • Women's Fund of RI
  • Habitat for Humanity
  • Zoo New England
  • Roger Williams Zoo
  • Providence Children's Museum
  • Ovations For The Cure
  • Out MetroWest
  • Adoptions Together
  • Stadium Theater
  • AIDS Care Ocean State
  • Providence Animal Rescue League
  • Lloyd Center For The Environment
  • American Liver Foundation
  • Fenway Health
  • Southcoast Health System
  • Mass General Hospital
  • Alzheimer's Association

Seven-year Wealth Manager Award Winner

For the seventh consecutive year, I was honored with the Five Star Wealth Manager Award. It is a national recognition based on years of experience and a clean compliance record, as well as the number of professional licenses held by the advisor. For 2021, only 5% of licensed wealth managers in the Providence area were selected to receive this award!

The FIVE STAR Award is granted by Five Star Professional, an independent 3rd party marketing firm. This award is not indicative of future performance or success and stems from nominations by industry professionals in a given market area and based upon objective criteria including retention rates, client assets administered, reviews conducted by the firm, as well as favorable regulatory and complaint history. 

Volunteering at Franklin Park Zoo

(Summer 2019) My colleague, Kareen Blake, and I spent a day helping the Franklin Park Zoo host their annual Free Fun Friday. This is sponsored by Highland Street Foundation and offers visitors no-cost admission to the zoo.Due to the high volumes of guests, the park asks for volunteers to help direct traffic, hold doors and provide assistance to park visitors.

I'm Honored to be a 10-year Big Sister!

(Spring 2019) Yesterday I had the pleasure of attending a Big Brothers Big Sisters of Rhode Island mentor appreciation event. It's hard to imagine that's it's been 10 years since I've been paired up with an awesome kid who's now a funny, smart, kind young woman. I've done a few things in my life that I'm proud of and that I've learned a lot from. This is right up there on my list! Click below for a few photos of us together.

My CERTIFIED FINANCIAL PLANNER™ Professional Certificate

It's been 13 years since I first qualified for my CFP® designation. Click here for additional details.

A Decade and Counting...

(Spring 2017) - I'm delighted to announce my 10-year anniversary as an independent financial advisor, making it 17 years in the financial services business! 

Karen and Her Little Sister Mentee Dance Bachata

(Summer 2016) – Brandon Contreras of Paso Sensual Dance Company and three members of his dance team brought huge smiles to the faces of several teen mentees of Big Brother Big Sisters of the Ocean State (BBBSOS).

Karen Melo, a local professional with Baystate Financial, has been a Big Sister for the past six years to a teenage girl who is being raised by a single dad. Her goal is to serve as a role model for her Little Sister and to help her overcome some of the challenges she has faced in childhood. Melo also happens to be a member of the Latin dance community and was excited to share her love of Bachata with her teenage mentee.

You can read the full Press Release here: Local Dance Company Teaches Bachata to Little Sister Mentees! 



We Met Malala Yousafzai!

(Fall 2016) - Karen and her Little Sister mentee, Jazmine, had the honor of meeting Malala Yousafzai, the young Pakistani activist who stood up to the Taliban and survived a near-fatal shot to the head for attending school. Malala went on to be the youngest ever Nobel Peace Prize laureate.

Baystate's Annual Holiday Charity Drive for Youth Pride, Inc.

(Winter 2015) – Karen Melo, CFP® (along with her colleagues, clients and friends) collected non-perishable food and personal hygiene items to help stock the pantry at Youth Pride, Inc. in Providence. YPI's mission is to meet the unique and on-going needs of youth and young adults impacted by sexual orientation and gender indentity / expression. To learn more about YPI, visit

Karen Melo, CFP®, an Advisor with Baystate Financial, Attends the 2015 Pride Planners Conference

(Summer 2015) – Karen Melo, CFP® joins friend and allied professional, Lillian Gonzalez, CPA, at the most recent Pride Planners conference in Boston. Pride Planners offers financial professionals, including planners, accountants and attorneys, with the most current information related to advising the LGBT community on important money matters. This event includes 6 hours of Continuing Education and many opportunities for networking with other LGBT-friendly professionals. This time, we had the honor of hearing Massachusetts Attorney General, Maura Healey, speaking about the importance of protecting LGBT rights.

CE Topics

  • Planning for Unmarried Couples
  • Social Screening for LGBT Issues
  • Breaking Up Is Hard To Do: divorce, separation & relationship agreements
  • A Culture in Transition: Financial Planning with GLBTQ Clients
  • Elder Care Concerns & Planning Opportunities
  • Tax Planning opportunities for Unmarried and LGBT Clients